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12-14-2009, 10:29 AM
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Senior Member
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First Name: Infantrymen, mountainbiker, welder, certified toyota tech
Member #8470
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Location: alaska
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Insurance?
Do i need insurance to ride in AK? Dealer told my wife she does but i think its just because of the finance company she chose. If so I'm just going to pay off her quad with my card so i can drop the insurance, its pricy!
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12-14-2009, 12:13 PM
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Member #2820
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Location: Winnsboro, LA , USA
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I have insurance on both of mine. Mainly to protect against theft.
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Voodoo
09 Outty 800R..12:1 HC Pistons...HMFw/PCIII, 25" Horns
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12-14-2009, 06:32 PM
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Member #3979
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Location: LOCKPORT, New York, USA
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in new york you have to carry insurance and be registered if you are riding everywhere but your own property. i have full coverage on are 3 with progressive it cost $ 247.00 a year for all 3.
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09 POLARIS 850 XP EPS
ITP XTR ON SS212
WARN RT30 WINCH WITH KFI MOUNT.
POLARIS REAR RACK EXT. SPIDER A3 GRIPS.
HMF SWAMP XL. DALTON CLUTCH KIT.
2009 RZR 27" ZILLAS,FMF, HIGH LIFTER 2.5 SPACERS.
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12-14-2009, 07:06 PM
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Member #4210
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Mine are all paid for but all are also insured. Too much chance of theft or damage not to. The Outy runs $150 per year and all the others are half that.
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Jaybee
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12-15-2009, 08:25 AM
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Senior Member
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First Name: Infantrymen, mountainbiker, welder, certified toyota tech
Member #8470
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Location: alaska
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thanks everyone, so far it looks like ak doesnt require coverage but the financing cmpany my wife chose does so hers will obviously get full coverage. And since i had a motorcycle stolen last year i think i might as well get mine insurred as well. Thanks.
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12-27-2009, 01:43 AM
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Member #8123
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Location: Missouri 40 mi north St.Louis
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Theft has gotten to be a huge problem all over! Ins. is pricey but to replace our toys is much more so. 2 other areas of concern are fire & towing/hauling damage. Have seen both recently.
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2010 800 Outlander XT EXTREME w/PS
Last edited by 835.0RS; 12-27-2009 at 01:50 AM.
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12-27-2009, 07:44 AM
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Member #3827
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Liability and physical damage on my 08 650XT is $140/yr with Allied/Nationwide. Most home or farm policies don't cover liability once you leave your property.
Defense coverage is the biggest thing a liability policy provides. If you have the misfortune to run into someone(bodily injury) or something(property damage) the insurance company investigates and defends you until it is determined if you are liable/at-fault. I won't ride without it.
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Wis ATV Safety Instructor & Trail Patrol Ambassador
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03-17-2010, 11:19 PM
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Member #9458
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HAHAHA I open up a link titled ATV saftey and I find at the top of the list: INSURANCE! lmgdfao! I know I'm on the right site. Na...., no need for saftey! F*CK IT! I've got insurance!
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