ATV Insurance

Two Bears · #1 10-05-2005, 04:23 AM

Hello all ....I am a ATVOHOLIC

And am looking for a good and reasonable insurance rates for my 2 ATV.

I just got a quote for my new 2005 Polaris 700 and it is very high at $190.00 a year

Which is 110.00 higher than my 500 HO

What have you all come up with ?????????

Thanks for your help

Two Bears

**outlandish** · #2 10-05-2005, 07:10 AM

Welcome Two Bears. I just went from insuring 2-400's to insuring a 400 and an 800. I will check and see what my rates did.

ruapache · #3 10-05-2005, 10:30 AM

Insurance rates have all gone up, they usually take a big jump over 500cc, also depends on your dedutable.

zac41 · #4 10-05-2005, 11:55 AM

Progressive is the cheapest that I have found so far. I can't remember what my rates are, but I know that I shopped around and they had the best rate.

**outlandish** · #5 10-05-2005, 01:12 PM

I checked with Progressive and they were higher than American Family. I have mine listed as 3rd and4th vehicles so I get a discount.....I know my 400 is $70 a year, have not got a bill for the 800 yet

ruapache · #6 10-05-2005, 01:21 PM

I went with Foremost, $99yr, $250 deductible, 100/300and addition coverage of $1000. This is for a 450 Kodiak.

I think your age has something to do with it also, us old guys are a little cheaper.

Two Bears · #7 10-05-2005, 03:42 PM

My current quote is from Progressive, but I am going to look for a better rate

Grizzly660MN · #8 10-10-2005, 03:42 PM

I have noticed alot of ATV thiefs out here is Minnesota acording to the newspaper and Olmsted County's online reports.

What is covered on insurance and what is not covered?

**outlandish** · #9 10-10-2005, 07:46 PM

Mine covers theft, fire, collision (including falling off trailer etc) and personal injury(including guest rider) with a $250 deductable.
I know that my car insurance policy won't cover it in the back of my truck or on my trailer. I checked

Grizzly660MN · #10 10-10-2005, 08:26 PM

I wonder if State Farm offers this ATV Insurance? I will have to check with my agent.

What is this Insurance cost? Around $100 a year each?

I have a '99 Arctic Cat 400 4x4 and a '02 Yamaha Grizzly 660, I am soon to be 44 yrs old.