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10-05-2005, 03:23 AM
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Member #84
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Hello all ....I am a ATVOHOLIC
And am looking for a good and reasonable insurance rates for my 2 ATV.
I just got a quote for my new 2005 Polaris 700 and it is very high at $190.00 a year
Which is 110.00 higher than my 500 HO
What have you all come up with ?????????
Thanks for your help
Two Bears
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10-05-2005, 06:10 AM
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Member #2
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Welcome Two Bears. I just went from insuring 2-400's to insuring a 400 and an 800. I will check and see what my rates did.
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10-05-2005, 09:30 AM
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Insurance rates have all gone up, they usually take a big jump over 500cc, also depends on your dedutable.
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10-05-2005, 10:55 AM
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Member #65
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Progressive is the cheapest that I have found so far. I can't remember what my rates are, but I know that I shopped around and they had the best rate.
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10-05-2005, 12:12 PM
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I checked with Progressive and they were higher than American Family. I have mine listed as 3rd and4th vehicles so I get a discount.....I know my 400 is $70 a year, have not got a bill for the 800 yet
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10-05-2005, 12:21 PM
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I went with Foremost, $99yr, $250 deductible, 100/300and addition coverage of $1000. This is for a 450 Kodiak.
I think your age has something to do with it also, us old guys are a little cheaper.
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10-05-2005, 02:42 PM
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Member #84
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My current quote is from Progressive, but I am going to look for a better rate
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10-10-2005, 02:42 PM
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I have noticed alot of ATV thiefs out here is Minnesota acording to the newspaper and Olmsted County's online reports.
What is covered on insurance and what is not covered?
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10-10-2005, 06:46 PM
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Mine covers theft, fire, collision (including falling off trailer etc) and personal injury(including guest rider) with a $250 deductable.
I know that my car insurance policy won't cover it in the back of my truck or on my trailer. I checked
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10-10-2005, 07:26 PM
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Member #35
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I wonder if State Farm offers this ATV Insurance? I will have to check with my agent.
What is this Insurance cost? Around $100 a year each?
I have a '99 Arctic Cat 400 4x4 and a '02 Yamaha Grizzly 660, I am soon to be 44 yrs old.
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